About Us

About GM Financial

GM Financial is the captive finance company and a wholly-owned subsidiary of General Motors Company ("GM") and is headquartered in Fort Worth, Texas.

Our Business & Our History

GM Financial is a global provider of automobile finance solutions, with operations in the U.S., Canada, Europe and Latin America. Through our long-standing relationships with auto dealers, we offer attractive retail loan and lease programs to meet the unique needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

GM Financial was founded as AmeriCredit in September 1992 and opened its first branch office in Fort Worth, Texas. On October 1, 2010, AmeriCredit Corp. was acquired by General Motors Company and renamed General Motors Financial Company, Inc. (GM Financial). GM Financial acquired FinanciaLinx (now GM Financial Canada), a leading independent leasing company in Canada, in April 2011. In November 2012 GM Financial announced the acquisition of Ally Financial Inc.'s international operations. The majority of those operations were closed in 2013, with the remaining market, a 35% equity interest in a joint venture in China, acquired in January 2015.

In the fourth quarter of 2014, GM Financial had operations in 19 countries, providing auto finance solutions to approximately 16,000 dealers worldwide and earning assets of $41 billion.


For the year ended December 31, 2014, GM Financial reported:

  • Full year net income of $537 million; $59 million for the December quarter
  • Full year consumer loan and lease originations of $21.3 billion; $6.0 billion for the December quarter
  • Full year annualized net credit losses of 1.9% on average consumer finance receivables; 2.2% for the December quarter
  • End of period earning assets of $40.8 billion

For more detailed financial information, visit our Resources For Investors.